How to have more fun and meaning in 2020

With each new year comes new opportunities to fill your calendar with the things that matter, and 2020 should be no different. So, what should you do with this new year? The answer: whatever you want!

However, there are only so many times you can spend your weekends and holidays hitting the snooze button. Our job is to prepare our clients to eventually live active and fulfilling retirements. For those of you who are a long way off from this, here’s a piece of advice…

Good habits and experiences now can help to inspire better habits and experiences later on in life. The only thing better than sleeping in is jumping out of bed early because you’re energised and excited for the day ahead. 

Here are some ideas for creating a 2020 that will keep you growing, learning, experiencing new things, and making meaningful connections within your community.

  1. Travel.

Travel tops many of our clients’ wishlists. And with good reason. After all, you’ve been working hard and have been disciplined in your saving – you deserve to treat yourself and do things that you’ve always wanted to experience. However, by travelling, we don’t mean booking an all inclusive to Benidorm; we mean being your own travel agent. 

Planning a few big trips scattered throughout the year can be a fun activity to do with your partner or spouse. And in between those big destination trips, like backpacking through south-east Asia, you can sprinkle in some long weekends visiting the family, and a few separate getaways to give you space to pursue your personal passions.

  1. Volunteer or raise money for charity. 

You can add a lot of meaning to your year if you take the time to give back to your local community or participate in charity events for worthy causes. 

There are so many charities our there looking for volunteers and support. It’s just a matter of picking one with goals that you feel passionate about. We’re not talking about giving up every weekend and holiday, but setting a small part of your year to climb a mountain, run a half-marathon or host a charity quiz night for a cause in need of support, can really help to turn your year into one you’ll remember – because you helped make a difference. 

Do you have a skill that isn’t usually accessible to those less fortunate? Why not offer your services pro-bono to those who can’t afford it? That way you’ll be making a marked change to someone’s life, whilst also refining your skills and abilities. 

  1. Upgrade your living situation.

Whether you’re handy and enjoy doing the work or just like picking out new colours, patterns and fixtures, take the opportunity to take care of all those lingering household projects. Your comfort is important. Don’t let minor inconveniences like leaky taps and spotty heating turn into major problems. Get rid of that lumpy mattress and hard sofa you’ve been torturing yourself with in 2019. Map out some changes that you’d like to make on your home. Add some art to your living space or maybe decorate it with some plant life. 

Of course, that’s assuming you want to continue living at your current residence. A permanent change of scenery can help to invigorate yourself and give you a new project to work on outside of work. Just make sure you talk to us if you see a new beachfront bungalow in your future. We’ll make sure to incorporate the move and all the necessary cost of living adjustments into your financial plan.

  1. Get really good at something you love doing.

Is there a sport you’ve always wanted to get into? You could join a five-a-side team or sign up for your local rugby squad, get tennis lessons or meet up with your friends to play squash. For those foodies amongst you, you could put some time aside to cook the recipes you’ve never tried before and let your inner chef have the run of the kitchen.

Dust off your senior school French lessons before that dream trip to Paris with an online class. Clear out that back bedroom and turn it into a study. Write that novel you’ve kept in the bottom drawer up until now, or paint the pictures you’ve always wanted to paint. 

In the end, it’s your ability to motivate yourself to do more, live more and be more that will create more fun and meaning in this new year. The possibilities for an exciting and fulfilling time are bound only by your imagination and the financial resources you have available to you. Let us help you take care of the money part so you’re free to focus on the fun. 

How is your 2020 looking?